Should I Use My Health Insurance to go to the Doctor After an Accident?

Carrollton Car Accident Lawyer
Written By Carrollton Injury Lawyer Joel Hudson

After a car accident, it’s important to get medical care for your injuries as soon as possible, even if you don’t think you are injured. Sometimes injuries and pain can appear later. For instance, when the adrenaline from the accident goes away, you might notice some back or neck pain you initially didn’t realize you had. Some injuries, like concussions, are not immediately obvious, so it’s important to get checked out by a doctor after an accident.

One question you may have is whether you should use your health insurance to pay for your medical treatment.

Using Your Health Insurance for Treatment

If you have health insurance, you are most likely paying monthly premiums, copays, and deductibles. Do you know how much you have to pay before you meet your out-of-pocket maximum for the year? While your health insurance should cover the cost of your treatment just like any other injury or reason you may need to see a doctor, you shouldn’t have to pay out of pocket for injuries from an accident that wasn’t your fault. This includes copays and paying for doctor visits.

Your Personal Injury Claim and Health Insurance

Health insurance companies can make the injury claim process complicated for a layperson, because they can make a claim to apply all of the money from your injury claim to their costs. You need an experienced personal injury law firm like Carrollton Injury Law to not only help you recoup the money you have spent on your copays and deductible for injuries related to a car accident, but also to make sure the health insurance company doesn’t take all of the additional money you should be getting in your injury claim for things like lost wages from work, pain and suffering, or mental anguish.

Read: What Does “Subrogation” Mean in Regard to Health Insurance?

Health insurance companies can make the process complicated, so make sure you have the experience of a personal injury firm in your corner to get your money. Call or text us at 972-736-5558 for a FREE injury claim evaluation. We will go over your accident and injuries with you and determine how whether we can help you with your injury claim. It’s no cost and no obligation. Let us show you how we put Personal back into Personal Injury Law.

Carrollton Injury Lawyer Joel Hudson

Thank you for taking the time to visit my website. I’m Joel Hudson, the founder of Carrollton Injury Law, located at 4221 Medical Pkwy, Suite 300, Carrollton, TX 75010.

With over 25 years of experience practicing personal injury law, I’ve built my firm on a simple belief: there’s a better way to handle injury claims. It starts with treating you like a person—not a number—and continues with consistent communication throughout your entire case. You can reach me directly at (972) 360-9898 to discuss your situation—I’m here to listen.

I’ve seen how a single injury can ripple through every part of your life, affecting not just you but your family too. That’s why my approach is different. At Carrollton Injury Law, we don’t just chase settlements; we focus on you. I’ve found that giving clients the extra attention many Dallas law firms overlook leads to happier clients, smoother dealings with adjusters who appreciate the updates, and, ultimately, higher injury settlements in less time. My clients often call me the “personal” attorney because we care about maximizing your recovery while also helping you navigate the disruptions a car accident or injury brings—whether it’s medical bills, lost work, or simply getting back to normal.

I earned my Juris Doctor from Texas A&M University School of Law in 1998, after completing my Bachelor of Arts in Communications and Business at Texas Christian University in 1992. Since being admitted to practice in Texas in 1998, I’ve dedicated my career to fighting for injury victims across the state.

At Carrollton Injury Law, we live by our motto: “We put Personal back into Personal Injury Law.” It’s not just a tagline—it’s how we work, every day, for every client.

If you’re ready to talk about your injury claim or just need some guidance, don’t hesitate to get in touch. I’m here to help you take the first step toward justice and recovery.

https://personalpersonalinjury.com/carrollton-injury-lawyer-joel-hudson
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