After a car accident, it’s important to get medical care for your injuries as soon as possible, even if you don’t think you are injured. Sometimes injuries and pain can appear later. For instance, when the adrenaline from the accident goes away, you might notice some back or neck pain you initially didn’t realize you had. Some injuries, like concussions, are not immediately obvious, so it’s important to get checked out by a doctor after an accident.
One question you may have is whether you should use your health insurance to pay for your medical treatment.
Using Your Health Insurance for Treatment
If you have health insurance, you are most likely paying monthly premiums, copays, and deductibles. Do you know how much you have to pay before you meet your out-of-pocket maximum for the year? While your health insurance should cover the cost of your treatment just like any other injury or reason you may need to see a doctor, you shouldn’t have to pay out of pocket for injuries from an accident that wasn’t your fault. This includes copays and paying for doctor visits.
Your Personal Injury Claim and Health Insurance
Health insurance companies can make the injury claim process complicated for a layperson, because they can make a claim to apply all of the money from your injury claim to their costs. You need an experienced personal injury law firm like Carrollton Injury Law to not only help you recoup the money you have spent on your copays and deductible for injuries related to a car accident, but also to make sure the health insurance company doesn’t take all of the additional money you should be getting in your injury claim for things like lost wages from work, pain and suffering, or mental anguish.
Read: What Does “Subrogation” Mean in Regard to Health Insurance?
Health insurance companies can make the process complicated, so make sure you have the experience of a personal injury firm in your corner to get your money. Call or text us at 972-360-9898 for a FREE injury claim evaluation. We will go over your accident and injuries with you and determine how whether we can help you with your injury claim. It’s no cost and no obligation. Let us show you how we put Personal back into Personal Injury Law.
