The Difference Between PIP and MedPay 

Carrollton Personal Injury LawyerCarrollton Car Accident Lawyer
Written By Carrollton Injury Lawyer Joel Hudson

PIP, or personal injury protection, and MedPay, or medical payments coverage, are two different types of coverage on your auto insurance policy.

Personal injury protection (PIP) is coverage that will help pay for costs related to injuries from a car accident, including medical treatment, lost wages, and funeral expenses, if applicable. Most policies have $2,500 in PIP coverage, but you can opt for more. With PIP, you can claim it even if you are at fault for the accident, and you do not have to pay the money back.

Medical payments coverage (MedPay) is coverage that can be used to pay for medical treatment after an accident, even if you are at fault. It cannot be used for other injury-related expenses, and it has to be paid back out of your settlement with the insurance company.

Read: This Mistake Cost Our Client $10,000

The Personal Personal Injury Law Firm

At Carrollton Injury Law, personal injury is all we do. Our staff is knowledgeable about the ins and outs of insurance plans and opportunities to get you more money for your injury claim. We keep our clients in the loop every step of the way, so you’re never wondering what’s happening with your injury claim. Call or text us at 972-450-9562 for a FREE injury claim evaluation, and we will show you how we put Personal back into Personal Injury Law. 

Carrollton Injury Lawyer Joel Hudson

Thank you for taking the time to visit my website. I’m Joel Hudson, the founder of Carrollton Injury Law, located at 4221 Medical Pkwy, Suite 300, Carrollton, TX 75010.

With over 25 years of experience practicing personal injury law, I’ve built my firm on a simple belief: there’s a better way to handle injury claims. It starts with treating you like a person—not a number—and continues with consistent communication throughout your entire case. You can reach me directly at (972) 360-9898 to discuss your situation—I’m here to listen.

I’ve seen how a single injury can ripple through every part of your life, affecting not just you but your family too. That’s why my approach is different. At Carrollton Injury Law, we don’t just chase settlements; we focus on you. I’ve found that giving clients the extra attention many Dallas law firms overlook leads to happier clients, smoother dealings with adjusters who appreciate the updates, and, ultimately, higher injury settlements in less time. My clients often call me the “personal” attorney because we care about maximizing your recovery while also helping you navigate the disruptions a car accident or injury brings—whether it’s medical bills, lost work, or simply getting back to normal.

I earned my Juris Doctor from Texas A&M University School of Law in 1998, after completing my Bachelor of Arts in Communications and Business at Texas Christian University in 1992. Since being admitted to practice in Texas in 1998, I’ve dedicated my career to fighting for injury victims across the state.

At Carrollton Injury Law, we live by our motto: “We put Personal back into Personal Injury Law.” It’s not just a tagline—it’s how we work, every day, for every client.

If you’re ready to talk about your injury claim or just need some guidance, don’t hesitate to get in touch. I’m here to help you take the first step toward justice and recovery.

https://personalpersonalinjury.com/carrollton-injury-lawyer-joel-hudson
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