Why You Need Uninsured Motorist Coverage

Carrollton Car Accident Lawyer
Written By Carrollton Injury Lawyer Joel Hudson

If you have been in a car accident, chances are you have dealt with another driver’s insurance company. But what if the other driver didn’t have insurance? That’s where Uninsured Motorist Coverage comes in.

Uninsured Motorist Coverage (UM)

Uninsured Motorist Coverage, or UM, protects you if you are hit by a driver who does not have car insurance, or if the at-fault driver fled the scene. This insurance will pay for medical bills and lost wages for you and your passengers up to the policy limit. Check your policy to be sure you have UM to protect yourself and your family.

Underinsured Motorist Coverage (UIM)

Underinsured Motorist Coverage, or UIM, protects you when the at-fault driver’s insurance policy does not offer enough coverage to take care of all of the damages from the accident. In this case, their insurance would pay first, then your UIM policy would kick in. This is typically offered with UM, so again, check your insurance policy.

Injured in a Car Accident? We Can Help.

At Carrollton Injury Law, personal injury claims are all we do. We know getting into a car accident is painful, not to mention stressful. Our experienced team is ready to help you along the way to get the most money possible for your injury claim. Call or text us at 972-848-5766 for a FREE injury claim evaluation, and we will show you how we put Personal back into Personal Injury Law.

Carrollton Injury Lawyer Joel Hudson

Thank you for taking the time to visit my website. I’m Joel Hudson, the founder of Carrollton Injury Law, located at 4221 Medical Pkwy, Suite 300, Carrollton, TX 75010.

With over 25 years of experience practicing personal injury law, I’ve built my firm on a simple belief: there’s a better way to handle injury claims. It starts with treating you like a person—not a number—and continues with consistent communication throughout your entire case. You can reach me directly at (972) 360-9898 to discuss your situation—I’m here to listen.

I’ve seen how a single injury can ripple through every part of your life, affecting not just you but your family too. That’s why my approach is different. At Carrollton Injury Law, we don’t just chase settlements; we focus on you. I’ve found that giving clients the extra attention many Dallas law firms overlook leads to happier clients, smoother dealings with adjusters who appreciate the updates, and, ultimately, higher injury settlements in less time. My clients often call me the “personal” attorney because we care about maximizing your recovery while also helping you navigate the disruptions a car accident or injury brings—whether it’s medical bills, lost work, or simply getting back to normal.

I earned my Juris Doctor from Texas A&M University School of Law in 1998, after completing my Bachelor of Arts in Communications and Business at Texas Christian University in 1992. Since being admitted to practice in Texas in 1998, I’ve dedicated my career to fighting for injury victims across the state.

At Carrollton Injury Law, we live by our motto: “We put Personal back into Personal Injury Law.” It’s not just a tagline—it’s how we work, every day, for every client.

If you’re ready to talk about your injury claim or just need some guidance, don’t hesitate to get in touch. I’m here to help you take the first step toward justice and recovery.

https://personalpersonalinjury.com/carrollton-injury-lawyer-joel-hudson
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