Don’t Fall for the Insurance Company’s Trick Questions

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The car wreck was not your fault. So why does the insurance company make you feel like it was?

Hi, I’m Joel Hudson with Carrollton Injury Law here in Carrollton, Texas. If you’ve ever dealt with an insurance company after a car wreck, I bet you know what I’m talking about. The insurance company will ask you so many questions about the accident and what you did, it’ll make you feel like they’re blaming you for the accident, or that you should feel sorry for being hurt – and if you decide to answer the insurance company’s questions, don’t be surprised if it comes back to haunt you later with a lowball offer.

Two Mistakes to Avoid

It all starts with an insurance company asking you to give a recorded statement, and that’s where most of our clients make their first two mistakes:

  1. They give a recorded statement.
  2. They treat it like a friendly conversation.


The insurance company is not your friend. Their only purpose for taking your statement is to get you to admit something on the record that they can twist against you in your injury claim later. They want to make you second guess yourself. It’s their way of conditioning you now to accept their lowball offer later.

You don’t deserve to be treated like that. You’re worth more than that, and your injury claim is darn well worth more than the lowball offer you’re going to get without an attorney.

What Not to Say

Some common examples of statements that can be made that will backfire later can be as innocent as stating that the sun was shining, or that it was raining and the roads were wet. It can be admitting that you were looking at your G.P.S. or changing your radio station. Maybe you state that your blinker was on or your state your blinker was off.

One of the biggest things is guessing at your speed of travel when the accident occurred.

All of these things are going to be used against you later to make you think it was your fault for causing this accident, but the simple fact is, more times than not, the accident is 100% the other driver’s fault, so don’t let the insurance company make you second guess yourself.

How the Insurance Company Can Use Your Words Against You

Some arguments that we hear the insurance adjusters try to argue all the time might be:

  1. In a rear end case, they’ll try to say your brake lights must not have been working, or that you made a “sudden” stop.
  2. Maybe it’s someone trying to dangerously exit the highway – they’ll claim that you must have turned into their lane.
  3. We hear it all the time about a case with low property damage. The insurance adjuster will state, “Oh, well, the cars weren’t even damaged enough for someone to be hurt in this accident.”
  4. My personal favorite, when the other driver runs a red light or runs a stop sign, and the adjuster will claim that you were traveling too fast, otherwise you would have avoided this accident.


The simple fact is that in all of these client examples, our client had the right of way, and that’s all that matters.

The for-profit insurance company will try to twist the facts in their favor to either deny your claim, or try to pay the least amount possible. Perhaps they told you that you’re 20%, 30% or 40% or more responsible for this accident. Whatever percentage you agree to is just going to go to the bottom line profit for that insurance company.

If the accident wasn’t your fault, but the insurance company is making you feel like it was, don’t accept it. Pick up the phone and give us a call today to schedule your free injury claim evaluation. We will show you how we put Personal back into Personal Injury Law.

How is Carrollton Injury Law different?

At Carrollton Injury Law, we put Personal back into Personal Injury Law. Our ultimate goal is to give you the personal attention you need to help make sure that you have a speedy recovery and obtain the absolute best compensation possible.

If you or a loved one has suffered an injury as a result of an accident, please call or text Carrollton Injury Law today at 972-360-9898 for a FREE injury claim evaluation. We look forward to showing you how we put Personal back into Personal Injury Law.

Contact us for a FREE injury claim evaluation

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Jami Smith
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Carrollton Law Firm rocks! They took the time and care to make sure that I received the medical attention needed for the vehicle accident I was in. Everyone team member I interacted with was sincere and courteous and really cared about making sure that I received everything I needed to recover fully. Carrollton Law Firm went to bat for me and hit it out of the park! I will not hesitate to call them if I ever need a personal injury law firm again. The entire team went above and beyond and EXCEEDED my expectations. Thank you!
carrie lachance
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Wonderful experience from the moment of walking in, they make you feel so welcomed. The little details of even putting your name on the whiteboard welcoming you. All along the way they keep you informed on the progress, asking detailed questions to get the full picture of your individual needs. The team you're assigned, all work together to make a stressful and scary situation easy to deal with. Kelsey, Aaron and Abraham ate the best!! Thank you again 💓.
Gabby Jaramillo
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Amazing staff. They were able to help my dad with his case and were patient with him. I appreciate how easy it was to communicate by text when I was at work, and always kept me updated with his case. I definitely recommend Hudson Law Firm!!
Mike Youssef
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Extremely happy with my results, the Hudson Law firm did their thing, Ethan made sure he kept me up to date with my case did everything in his power to make sure you get what you deserve and specially making sure you get the help you need with doctors appointment and pain management. 10/10 if you been injured don’t Hesitate to use them extremely happy keep up the good work.
Jana Starks
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I had an awesome experience with Hudson law firm. Everyone at the office is so nice and treated me with respect and concern from day 1. They make you feel welcomed when you go into the office. In the end they were able to get me a check even though I still have a journey ahead they were able to help compensate me for some of my pain and suffering.
Peggy Lawrence
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Very great and understanding people . My whole experience was wonderful .
Jacob Alexander
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They made a bad situation great. I would definitely recommend them to anyone that was involved in a car accident.
Alan Gonzales
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This firm I have absolutely nothing negative to say. They did a great job getting what needed to get done and some! I highly recommend with no hesitation
porscha smith
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The whole team was very helpful. They took very good care of me and got me the money I deserve..thank you again for everything
Elijah Mumphery
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They answer whenever i call and they will fight to get you as much as possible their is a call center for after hours, plus they answered all of my questions the hold time is always short I would highly recommend Carrollton Injury Law to anybody.
Lisa Umbarger
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No one wants to deal with the aftermath of an accident, but if you do find yourself in that situation, these folks make the experience so much easier. I felt comfortable with them from my very first meeting. They even had a welcome message for me in their lobby. They are great people to work with and I am happy with the outcome.
Mohammed Merchant
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A law firm like such is hard to find, one that cares for their clients with such passion. I worked with them for almost 2 years. He has always been friendly, professional, helpful, and over all amazing. He was patient with my silly questions. He is beyond paralegal. I will certainly recommend this firm to others,