Should I Use My Health Insurance to go to the Doctor After an Accident?

Should I use my health insurance to go to the doctor after an accident?

After a car accident, it’s important to get medical care for your injuries as soon as possible, even if you don’t think you are injured. Sometimes injuries and pain can appear later. For instance, when the adrenaline from the accident goes away, you might notice some back or neck pain you initially didn’t realize you had. Some injuries, like concussions, are not immediately obvious, so it’s important to get checked out by a doctor after an accident.

One question you may have is whether you should use your health insurance to pay for your medical treatment.

Using Your Health Insurance for Treatment

If you have health insurance, you are most likely paying monthly premiums, copays, and deductibles. Do you know how much you have to pay before you meet your out-of-pocket maximum for the year? While your health insurance should cover the cost of your treatment just like any other injury or reason you may need to see a doctor, you shouldn’t have to pay out of pocket for injuries from an accident that wasn’t your fault. This includes copays and paying for doctor visits.

Your Personal Injury Claim and Health Insurance

Health insurance companies can make the injury claim process complicated for a layperson, because they can make a claim to apply all of the money from your injury claim to their costs. You need an experienced personal injury law firm like Carrollton Injury Law to not only help you recoup the money you have spent on your copays and deductible for injuries related to a car accident, but also to make sure the health insurance company doesn’t take all of the additional money you should be getting in your injury claim for things like lost wages from work, pain and suffering, or mental anguish.

Read: What Does “Subrogation” Mean in Regard to Health Insurance?

Health insurance companies can make the process complicated, so make sure you have the experience of a personal injury firm in your corner to get your money. Call or text us at 972-360-9898 for a FREE injury claim evaluation. We will go over your accident and injuries with you and determine how whether we can help you with your injury claim. It’s no cost and no obligation. Let us show you how we put Personal back into Personal Injury Law.

Contact us for a FREE injury claim evaluation

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Jami Smith
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Carrollton Law Firm rocks! They took the time and care to make sure that I received the medical attention needed for the vehicle accident I was in. Everyone team member I interacted with was sincere and courteous and really cared about making sure that I received everything I needed to recover fully. Carrollton Law Firm went to bat for me and hit it out of the park! I will not hesitate to call them if I ever need a personal injury law firm again. The entire team went above and beyond and EXCEEDED my expectations. Thank you!
carrie lachance
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Wonderful experience from the moment of walking in, they make you feel so welcomed. The little details of even putting your name on the whiteboard welcoming you. All along the way they keep you informed on the progress, asking detailed questions to get the full picture of your individual needs. The team you're assigned, all work together to make a stressful and scary situation easy to deal with. Kelsey, Aaron and Abraham ate the best!! Thank you again 💓.
Gabby Jaramillo
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Amazing staff. They were able to help my dad with his case and were patient with him. I appreciate how easy it was to communicate by text when I was at work, and always kept me updated with his case. I definitely recommend Hudson Law Firm!!
Mike Youssef
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Extremely happy with my results, the Hudson Law firm did their thing, Ethan made sure he kept me up to date with my case did everything in his power to make sure you get what you deserve and specially making sure you get the help you need with doctors appointment and pain management. 10/10 if you been injured don’t Hesitate to use them extremely happy keep up the good work.
Jana Starks
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I had an awesome experience with Hudson law firm. Everyone at the office is so nice and treated me with respect and concern from day 1. They make you feel welcomed when you go into the office. In the end they were able to get me a check even though I still have a journey ahead they were able to help compensate me for some of my pain and suffering.
Peggy Lawrence
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Very great and understanding people . My whole experience was wonderful .
Jacob Alexander
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They made a bad situation great. I would definitely recommend them to anyone that was involved in a car accident.
Alan Gonzales
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This firm I have absolutely nothing negative to say. They did a great job getting what needed to get done and some! I highly recommend with no hesitation
porscha smith
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The whole team was very helpful. They took very good care of me and got me the money I deserve..thank you again for everything
Elijah Mumphery
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They answer whenever i call and they will fight to get you as much as possible their is a call center for after hours, plus they answered all of my questions the hold time is always short I would highly recommend Carrollton Injury Law to anybody.
Lisa Umbarger
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No one wants to deal with the aftermath of an accident, but if you do find yourself in that situation, these folks make the experience so much easier. I felt comfortable with them from my very first meeting. They even had a welcome message for me in their lobby. They are great people to work with and I am happy with the outcome.
Mohammed Merchant
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A law firm like such is hard to find, one that cares for their clients with such passion. I worked with them for almost 2 years. He has always been friendly, professional, helpful, and over all amazing. He was patient with my silly questions. He is beyond paralegal. I will certainly recommend this firm to others,