The Insurance Adjuster is a Brat!
https://youtu.be/pDo4a9T4X_Y?si=_nkFBc-7oO4lEZ-Y If you were hurt in an accident recently, you’re already playing a game with a brat, but you may not realize it. Remember back when you were a kid playing with friends and there was always that one bratty kid that always wanted to play the game their way and nobody else’s? The insurance […]
Health Insurance is Not Enough – Why You Should Still Call a Personal Injury Lawyer After an Accident
https://youtu.be/ontliU7INsM?si=slT_N_K8iQeG4Xks Even if you have health insurance, you should still call an injury law firm after you have been hurt in a car accident, but the reason why might surprised you. Many of our clients thought at first that there was no need to call an injury attorney or even start an injury claim because […]
Should I Use My Health Insurance to go to the Doctor After an Accident?
After a car accident, it’s important to get medical care for your injuries as soon as possible, even if you don’t think you are injured. Sometimes injuries and pain can appear later. For instance, when the adrenaline from the accident goes away, you might notice some back or neck pain you initially didn’t realize you […]
Rental Car Insurance on Vacation: To Buy or Not to Buy
When you rent a car, the attendant will often ask you if you would like to purchase their additional insurance to cover the rental car. If you already have car insurance, then most of the time buying their insurance is not necessary, because your own car insurance will cover an accident in a rental car. […]
The Difference Between PIP and MedPay
PIP, or personal injury protection, and MedPay, or medical payments coverage, are two different types of coverage on your auto insurance policy. Personal injury protection (PIP) is coverage that will help pay for costs related to injuries from a car accident, including medical treatment, lost wages, and funeral expenses, if applicable. Most policies have $2,500 […]
Texas Minimum Auto Insurance Requirements
According to the Texas Department of Insurance, Texas law requires you to have a minimum of $30,000 of liability coverage per person for injuries as well as $25,000 in property damage coverage. There are other types of insurance add-ons you can get to help supplement the cost of an accident, including: Additional liability coverage Collision […]
Why You Need Uninsured Motorist Coverage
If you have been in a car accident, chances are you have dealt with another driver’s insurance company. But what if the other driver didn’t have insurance? That’s where Uninsured Motorist Coverage comes in. Uninsured Motorist Coverage (UM) Uninsured Motorist Coverage, or UM, protects you if you are hit by a driver who does not […]
This Mistake Cost Our Client $10,000
One of our clients realized that she’d made a costly mistake when choosing her insurance coverage after she was injured in a car accident. The Mistake Our client chose to add Medical Payments Coverage (MedPay) to her auto policy instead of Personal Injury Protection coverage (PIP) when she chose her auto insurance. Why is This […]
What is PIP (Personal Injury Protection) Coverage?
PIP coverage, which stands for Personal Injury Protection, is insurance coverage that will pay for costs related to injuries from a car accident for you and your passengers, regardless of who is at fault. In Texas, it’s required that at least $2,500 in PIP coverage be offered to drivers, but you can opt for higher […]
As a Pedestrian, I Was Hit by a Driver Without Insurance. Can I Make a UM Claim?
If you are in a pedestrian accident where you were hit by a driver without insurance, you most certainly can make an uninsured motorist (UM) claim as long as you have uninsured motorist coverage. If you do not have a UM policy, but you are living with someone who has a policy, even if you are […]