This Mistake Cost Our Client $10,000

Carrollton Personal Injury Lawyer
Written By Carrollton Injury Lawyer Joel Hudson

One of our clients realized that she’d made a costly mistake when choosing her insurance coverage after she was injured in a car accident.

The Mistake

Our client chose to add Medical Payments Coverage (MedPay) to her auto policy instead of Personal Injury Protection coverage (PIP) when she chose her auto insurance.

Why is This a Mistake?

MedPay coverage, which pays medical bills after an accident, has to be paid back to your insurance company if you settle a claim with the other driver, unlike PIP coverage, which can also be used to pay medical bills, but DOES NOT have to be paid back.

When our client settled her claim with the other driver (who was at fault), she had to repay $10,000 to her insurance company for use of MedPay. If she would have had PIP coverage instead, that $10,000 would have stayed where it belonged: in her pocket.

If You Were Injured in a Car Accident, We Can Help

Call or text us at 972-787-0260 for a FREE injury claim evaluation. We are committed to getting our clients the most money for their injury claims, and we believe in consistent communication throughout the claim process. At Carrollton Injury Law, we put Personal back into Personal Injury Law.

Carrollton Injury Lawyer Joel Hudson

Thank you for taking the time to visit my website. I’m Joel Hudson, the founder of Carrollton Injury Law, located at 4221 Medical Pkwy, Suite 300, Carrollton, TX 75010.

With over 25 years of experience practicing personal injury law, I’ve built my firm on a simple belief: there’s a better way to handle injury claims. It starts with treating you like a person—not a number—and continues with consistent communication throughout your entire case. You can reach me directly at (972) 360-9898 to discuss your situation—I’m here to listen.

I’ve seen how a single injury can ripple through every part of your life, affecting not just you but your family too. That’s why my approach is different. At Carrollton Injury Law, we don’t just chase settlements; we focus on you. I’ve found that giving clients the extra attention many Dallas law firms overlook leads to happier clients, smoother dealings with adjusters who appreciate the updates, and, ultimately, higher injury settlements in less time. My clients often call me the “personal” attorney because we care about maximizing your recovery while also helping you navigate the disruptions a car accident or injury brings—whether it’s medical bills, lost work, or simply getting back to normal.

I earned my Juris Doctor from Texas A&M University School of Law in 1998, after completing my Bachelor of Arts in Communications and Business at Texas Christian University in 1992. Since being admitted to practice in Texas in 1998, I’ve dedicated my career to fighting for injury victims across the state.

At Carrollton Injury Law, we live by our motto: “We put Personal back into Personal Injury Law.” It’s not just a tagline—it’s how we work, every day, for every client.

If you’re ready to talk about your injury claim or just need some guidance, don’t hesitate to get in touch. I’m here to help you take the first step toward justice and recovery.

https://personalpersonalinjury.com/carrollton-injury-lawyer-joel-hudson
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