Rental Car Insurance on Vacation: To Buy or Not to Buy

Rental Car Insurance on Vacation: to Buy or Not to Buy

When you rent a car, the attendant will often ask you if you would like to purchase their additional insurance to cover the rental car. If you already have car insurance, then most of the time buying their insurance is not necessary, because your own car insurance will cover an accident in a rental car. Don’t take our word for it, this is a great time to double check your policy to be sure.

Check Your Auto Insurance Policy

You will want to find your insurance paperwork or open the app if you have it available. Using a mobile app ensures easy access to your policy information when you are on the go. Locate your insurance declaration page to view your coverage to see whether you are covered in a rental car.

If you have comprehensive, collision, and liability coverage, you probably don’t need the extra rental car coverage from the rental car company.

Read: Texas Minimum Auto Insurance Requirements

Credit Card Rental Protection

Certain credit cards offer car rental protection if you use the card to rent the car. However, the credit card rental protection is secondary insurance, meaning it only kicks in after your first policy pays. If you use a credit card to book your rental, check into the perks to see if it offers any additional coverage, but don’t rely on credit card rental coverage as your first line of defense.  

When Should You Buy Rental Car Coverage

In some circumstances, like if you don’t have your own auto insurance policy, you should buy rental car insurance to make sure you’re covered in the event of an accident or theft. Buying rental car insurance makes sense for you if:

  • You don’t have car insurance
  • Your car insurance policy doesn’t cover rental cars
  • You are renting your car for work – check with your company to see what type of coverage they have
  • You are renting internationally – some auto insurance policies don’t cover international rentals

If You are Injured in a Wreck in a Rental Car, Call Carrollton Injury Law

Car accidents are stressful and scary without the added complication of a rental car. If you are injured in an accident in a rental car and the accident wasn’t your fault, call Carrollton Injury Law for a FREE injury claim evaluation. Personal injury claims are all we do – let us help you get the most money for your injury claim, even if it’s complicated. We can handle it. Call or text us today at 972-360-9898 and we will show you how we put Personal back into Personal Injury Law.

Contact us for a FREE injury claim evaluation

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Jami Smith
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Carrollton Law Firm rocks! They took the time and care to make sure that I received the medical attention needed for the vehicle accident I was in. Everyone team member I interacted with was sincere and courteous and really cared about making sure that I received everything I needed to recover fully. Carrollton Law Firm went to bat for me and hit it out of the park! I will not hesitate to call them if I ever need a personal injury law firm again. The entire team went above and beyond and EXCEEDED my expectations. Thank you!
carrie lachance
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Wonderful experience from the moment of walking in, they make you feel so welcomed. The little details of even putting your name on the whiteboard welcoming you. All along the way they keep you informed on the progress, asking detailed questions to get the full picture of your individual needs. The team you're assigned, all work together to make a stressful and scary situation easy to deal with. Kelsey, Aaron and Abraham ate the best!! Thank you again 💓.
Gabby Jaramillo
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Amazing staff. They were able to help my dad with his case and were patient with him. I appreciate how easy it was to communicate by text when I was at work, and always kept me updated with his case. I definitely recommend Hudson Law Firm!!
Mike Youssef
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Extremely happy with my results, the Hudson Law firm did their thing, Ethan made sure he kept me up to date with my case did everything in his power to make sure you get what you deserve and specially making sure you get the help you need with doctors appointment and pain management. 10/10 if you been injured don’t Hesitate to use them extremely happy keep up the good work.
Jana Starks
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I had an awesome experience with Hudson law firm. Everyone at the office is so nice and treated me with respect and concern from day 1. They make you feel welcomed when you go into the office. In the end they were able to get me a check even though I still have a journey ahead they were able to help compensate me for some of my pain and suffering.
Peggy Lawrence
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Very great and understanding people . My whole experience was wonderful .
Jacob Alexander
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They made a bad situation great. I would definitely recommend them to anyone that was involved in a car accident.
Alan Gonzales
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This firm I have absolutely nothing negative to say. They did a great job getting what needed to get done and some! I highly recommend with no hesitation
porscha smith
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The whole team was very helpful. They took very good care of me and got me the money I deserve..thank you again for everything
Elijah Mumphery
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They answer whenever i call and they will fight to get you as much as possible their is a call center for after hours, plus they answered all of my questions the hold time is always short I would highly recommend Carrollton Injury Law to anybody.
Lisa Umbarger
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No one wants to deal with the aftermath of an accident, but if you do find yourself in that situation, these folks make the experience so much easier. I felt comfortable with them from my very first meeting. They even had a welcome message for me in their lobby. They are great people to work with and I am happy with the outcome.
Mohammed Merchant
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A law firm like such is hard to find, one that cares for their clients with such passion. I worked with them for almost 2 years. He has always been friendly, professional, helpful, and over all amazing. He was patient with my silly questions. He is beyond paralegal. I will certainly recommend this firm to others,