Health Insurance is Not Enough – Why You Should Still Call a Personal Injury Lawyer After an Accident

Even if you have health insurance, you should still call an injury law firm after you have been hurt in a car accident, but the reason why might surprised you. 

Many of our clients thought at first that there was no need to call an injury attorney or even start an injury claim because they have health insurance that would cover their medical bills. But this is wrong. 

Copayments and Deductibles

First of all, even if you have health insurance, there are still co-payments and deductibles that have to be paid out of your pocket, and no one is reimbursing you for the hundreds and thousands of dollars in premiums that had to be paid, either by you or by your employer, so you would have health insurance coverage in the first place.

Read: Should I Use My Insurance to Go to the Doctor After an Accident?

What About the Other Driver’s Insurance?

A second misunderstanding is that many people hurt in a car accident think that the other driver’s insurance company will only pay what their health insurance company doesn’t cover, but this is wrong. Yes, your health insurance company will pay for some or all of your medical bills, but this doesn’t mean that the other driver’s auto insurance company gets off scot free. In a way, because you’re fortunate enough to have health insurance, it’s like a double recovery. 

Your health insurance company will pay for your medical bills, but the other driver’s insurance company will pay for them again. Look, you would not be hurt, but for the carelessness of this other driver, so why shouldn’t this other driver’s auto insurance company pay for your medical bills, pay for your lost wages, pay for the pain that you’ve had to endure, and pay something for the interruption of your life and probably the life of your entire family?

Even if you have health insurance, pick up the phone today to schedule your free injury claim evaluation. Let us show you how we put Personal back into Personal Injury Law.

Contact us for a FREE injury claim evaluation

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Jami Smith
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Carrollton Law Firm rocks! They took the time and care to make sure that I received the medical attention needed for the vehicle accident I was in. Everyone team member I interacted with was sincere and courteous and really cared about making sure that I received everything I needed to recover fully. Carrollton Law Firm went to bat for me and hit it out of the park! I will not hesitate to call them if I ever need a personal injury law firm again. The entire team went above and beyond and EXCEEDED my expectations. Thank you!
carrie lachance
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Wonderful experience from the moment of walking in, they make you feel so welcomed. The little details of even putting your name on the whiteboard welcoming you. All along the way they keep you informed on the progress, asking detailed questions to get the full picture of your individual needs. The team you're assigned, all work together to make a stressful and scary situation easy to deal with. Kelsey, Aaron and Abraham ate the best!! Thank you again 💓.
Gabby Jaramillo
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Amazing staff. They were able to help my dad with his case and were patient with him. I appreciate how easy it was to communicate by text when I was at work, and always kept me updated with his case. I definitely recommend Hudson Law Firm!!
Mike Youssef
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Extremely happy with my results, the Hudson Law firm did their thing, Ethan made sure he kept me up to date with my case did everything in his power to make sure you get what you deserve and specially making sure you get the help you need with doctors appointment and pain management. 10/10 if you been injured don’t Hesitate to use them extremely happy keep up the good work.
Jana Starks
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I had an awesome experience with Hudson law firm. Everyone at the office is so nice and treated me with respect and concern from day 1. They make you feel welcomed when you go into the office. In the end they were able to get me a check even though I still have a journey ahead they were able to help compensate me for some of my pain and suffering.
Peggy Lawrence
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Very great and understanding people . My whole experience was wonderful .
Jacob Alexander
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They made a bad situation great. I would definitely recommend them to anyone that was involved in a car accident.
Alan Gonzales
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This firm I have absolutely nothing negative to say. They did a great job getting what needed to get done and some! I highly recommend with no hesitation
porscha smith
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The whole team was very helpful. They took very good care of me and got me the money I deserve..thank you again for everything
Elijah Mumphery
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They answer whenever i call and they will fight to get you as much as possible their is a call center for after hours, plus they answered all of my questions the hold time is always short I would highly recommend Carrollton Injury Law to anybody.
Lisa Umbarger
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No one wants to deal with the aftermath of an accident, but if you do find yourself in that situation, these folks make the experience so much easier. I felt comfortable with them from my very first meeting. They even had a welcome message for me in their lobby. They are great people to work with and I am happy with the outcome.
Mohammed Merchant
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A law firm like such is hard to find, one that cares for their clients with such passion. I worked with them for almost 2 years. He has always been friendly, professional, helpful, and over all amazing. He was patient with my silly questions. He is beyond paralegal. I will certainly recommend this firm to others,