How to Maximize Your Property Damage Claim After a Car Accident

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If you’ve had a car accident and you’re not sure what to do, you’re not alone. We understand how a car accident can be an interruption of your entire life, and the whole insurance claim process can be quite confusing. 

Maximizing Your Property Damage Claim

Your property damage claim is separate from your personal injury claim. Here are some steps you can take to maximize your property damage claim to make sure the insurance company doesn’t profit at your expense.

If You Were Injured in a Car Accident, Watch This Video

1. Set Up A Claim

First, you must call the responsible auto insurance company and set up a claim. They will assign you a claim number and an adjuster. Make sure you write these down, because you’re going to need them for all correspondence with that insurance adjuster. From here on out, always put your claim number on everything.

2. Schedule an Inspection

Through the adjuster, schedule an inspection of your vehicle by a field adjuster. They’re going to determine whether or not your car should be repaired or what they call “totaled”. If it’s going to be repaired, then you need to make sure your car is fixed to your satisfaction the way it was before it went to that shop without any air leaks or squeaks.

Don’t Fall for the Insurance Company’s Trick Questions

3. Do Your Research

Now let’s talk about if your car has been totaled. Before you just accept whatever offer that insurance company is going to make you, do your research. Make sure to check out Kelley Blue Book at

You can put in the make, model, and features of your car to determine what a private party value would be for your car. You can also or a similar website where you can still find cars that are for sale right now with the same make, model, similar mileage, and things of that nature to get a good value of what your car should be. Print all of these things and fax or email them to the adjuster to help you with your argument for a higher car value.

4. Note Upgrades and Recent Repairs

Always ask the adjuster for a breakdown of what they’re actually paying you for your claim. You know your car way better than any insurance adjuster is going to know your car. You need to make sure you’re getting credit for that special speaker system, stereo system, spoiler, sport package, navigation system, trailer hitch or any other non-factory add-on. 

A lot of our clients don’t realize that they can get credit for recent repairs or improvements to the vehicle, too. Get the receipt for any car repair you did in recent history and send a copy of it to the adjuster. This is not going to be a dollar for dollar credit for, say, brand new tires on your car, but you will get some credit and every dollar helps.

Let’s say you put new tires on the car or you replaced an alternator, a battery, or other type of timing belt, something like that. All those things cost a lot of money, and it’s not your fault that you had a car accident right after doing the repair. Get with the adjuster and make sure you’re getting credit for those. 

Don’t Let the Insurance Company Profit Off of You

Insurance companies are for-profit companies. Here at Carrollton Injury Law, we don’t want them to profit off of you.If you’ve been injured in an accident that was not your fault, please call or text Carrollton Injury Law today at 972-360-9898 for a FREE injury claim evaluation. We look forward to showing you how we put Personal back into Personal Injury Law.

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Jami Smith
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Carrollton Law Firm rocks! They took the time and care to make sure that I received the medical attention needed for the vehicle accident I was in. Everyone team member I interacted with was sincere and courteous and really cared about making sure that I received everything I needed to recover fully. Carrollton Law Firm went to bat for me and hit it out of the park! I will not hesitate to call them if I ever need a personal injury law firm again. The entire team went above and beyond and EXCEEDED my expectations. Thank you!
carrie lachance
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Wonderful experience from the moment of walking in, they make you feel so welcomed. The little details of even putting your name on the whiteboard welcoming you. All along the way they keep you informed on the progress, asking detailed questions to get the full picture of your individual needs. The team you're assigned, all work together to make a stressful and scary situation easy to deal with. Kelsey, Aaron and Abraham ate the best!! Thank you again 💓.
Gabby Jaramillo
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Amazing staff. They were able to help my dad with his case and were patient with him. I appreciate how easy it was to communicate by text when I was at work, and always kept me updated with his case. I definitely recommend Hudson Law Firm!!
Mike Youssef
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Extremely happy with my results, the Hudson Law firm did their thing, Ethan made sure he kept me up to date with my case did everything in his power to make sure you get what you deserve and specially making sure you get the help you need with doctors appointment and pain management. 10/10 if you been injured don’t Hesitate to use them extremely happy keep up the good work.
Jana Starks
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I had an awesome experience with Hudson law firm. Everyone at the office is so nice and treated me with respect and concern from day 1. They make you feel welcomed when you go into the office. In the end they were able to get me a check even though I still have a journey ahead they were able to help compensate me for some of my pain and suffering.
Peggy Lawrence
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Very great and understanding people . My whole experience was wonderful .
Jacob Alexander
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They made a bad situation great. I would definitely recommend them to anyone that was involved in a car accident.
Alan Gonzales
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This firm I have absolutely nothing negative to say. They did a great job getting what needed to get done and some! I highly recommend with no hesitation
porscha smith
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The whole team was very helpful. They took very good care of me and got me the money I deserve..thank you again for everything
Elijah Mumphery
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They answer whenever i call and they will fight to get you as much as possible their is a call center for after hours, plus they answered all of my questions the hold time is always short I would highly recommend Carrollton Injury Law to anybody.
Lisa Umbarger
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No one wants to deal with the aftermath of an accident, but if you do find yourself in that situation, these folks make the experience so much easier. I felt comfortable with them from my very first meeting. They even had a welcome message for me in their lobby. They are great people to work with and I am happy with the outcome.
Mohammed Merchant
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A law firm like such is hard to find, one that cares for their clients with such passion. I worked with them for almost 2 years. He has always been friendly, professional, helpful, and over all amazing. He was patient with my silly questions. He is beyond paralegal. I will certainly recommend this firm to others,